Revolving credit and offset home loans are two options that can help you manage your home loan and ultimately save a huge amount of interest: however most people know don’t …
Using Australian Super For Your House Deposit
Can you use your Australian super for your house deposit? As a mortgage adviser, it’s a question that pops up quite often. Obviously, a lot of Kiwis go across the …
Using KiwiSaver For Buying Your First Home
I get asked often if using KiwiSaver for buying your first home is possible. It is, but there appears to be some confusion about this and people are being given …
Does A Student Loan Affect Getting A Mortgage
First home buyers often asks “does a student loan affect getting a mortgage” and if they can. The answer is YES your student loan does affect your ability to get …
Does Debt Affect Getting A Mortgage?
Having debt won’t automatically stop you from getting a mortgage, but to answer the question of does debt affect getting a mortgage then the answer is it does to some …
What Makes A Good Home Loan?
One of the key roles for a good mortgage adviser is to provide people on what makes a good home loan. There are other things that advisers do like arranging …
My Top 6 Tips For First Home Buyer
As a mortgage adviser I get to see a lot of people in varying situations that want to get their first home, and with that I have created a list …
Should I refinance my HSBC Mortgage now?
Today HSBC says it has stopped accepting any new retail banking customers in New Zealand and will be telling existing customers to start engaging with other financial services providers. HSBC …
First Home Buyers Use First Home Loans
In the past year we have certainty seen a big increase in people applying for the First Home Loans which is backed by Kainga Ora. It’s become more popular as …
Short Term Bridging Finance Loans Can Help
Over the past years as a mortgage adviser, I’ve seen plenty of times where short-term bridging finance loans have helped people manage their way through some difficult times, and this …