As a mortgage adviser I get to see a lot of people in varying situations that want to get their first home, and with that I have created a list …
Should I refinance my HSBC Mortgage now?
Today HSBC says it has stopped accepting any new retail banking customers in New Zealand and will be telling existing customers to start engaging with other financial services providers. HSBC …
First Home Buyers Use First Home Loans
In the past year we have certainty seen a big increase in people applying for the First Home Loans which is backed by Kainga Ora. It’s become more popular as …
Short Term Bridging Finance Loans Can Help
Over the past years as a mortgage adviser, I’ve seen plenty of times where short-term bridging finance loans have helped people manage their way through some difficult times, and this …
Five Ways To Pay Off Your Mortgage Early
So you want to pay off your mortgage faster – don’t we all… For most Kiwis, the mortgage will be the largest financial commitment that they will ever have. Unfortunately, …
First Home Buyers? Do this first.
Buying your first home is not easy and there is plenty to think about both before and after you apply for a home loan or start looking at houses. The …
Don’t Let The Banks Link Your Properties
When you own more than one property the bank will want to link your properties, and while it is the easy option it is not the best option. You need …
Mortgage Strategy: Low Loan Rates
I am seeing many financial commentators now starting to talk about inflation and therefore interest rate increases, which of course means higher home loan rates. As they say, “Where there …
Low Deposit Home Loans? Yes!
You might speak to your bank about low deposit home loans and find they cannot help, but that does not mean there are not options available to you. There are …
What Is A Revolving Credit Mortgage?
A revolving credit mortgage works like a large overdraft or credit card, and mortgage advisers will often use a revolving credit as part of the overall mortgage. What is Revolving …