I am seeing many financial commentators now starting to talk about inflation and therefore interest rate increases, which of course means higher home loan rates. As they say, “Where there …
Low Deposit Home Loans? Yes!
You might speak to your bank about low deposit home loans and find they cannot help, but that does not mean there are not options available to you. There are …
First Home Partner
The Kāinga Ora Shared Home Ownership Scheme First Home Partner is a shared home ownership scheme administered by the Government Kāinga Ora (previously known as Housing New Zealand). It’s an …
What Is A Revolving Credit Mortgage?
A revolving credit mortgage works like a large overdraft or credit card, and mortgage advisers will often use a revolving credit as part of the overall mortgage. What is Revolving …
Ten Tips For First Home Buyers Using Their KiwiSaver
It’s hard for first home buyers these days and so I have put together my ten tips for first home buyers using their KiwiSaver in an effort to help. KiwiSaver …
First Home: Way to Buying a Suitable Home
Are you thinking about buying your First Home? Do you know there are ways you can buy a suitable home? When we started the Kiwi First Home Buyers Group over …
Stop Renting and Buy Your First Home
Stop renting and buy your first home this year. It’s not always easy to buy your first home but it’s not much fun renting either, especially if you believe that …
I Have Bad Credit And Need A Loan
Today I spoke with Deanna and she said “I have bad credit and need a loan”. I get inquiries every day, and not all of them will result in bank …
What Type Of Mortgage Is Best To Get?
One of the key roles for a mortgage adviser is to provide people on what is the best mortgage type to have. Of course the other key roles include arranging …
Review Your Bank Statements and Spending
You have probably heard how the banks are now looking at spending and review your bank statements in more detail when assessing a mortgage approval. Previously you would be asked …