revolving credit and offset home loans

Revolving Credit and Offset Home Loans

James PuahMar 5, 2024

Revolving credit and offset home loans are two options that can help you manage your home loan and ultimately save a huge amount of interest:…

Using Australian Super For Your House Deposit

Using Australian Super For Your House Deposit

James PuahJan 10, 2024

Can you use your Australian super for your house deposit? As a mortgage adviser, it’s a question that pops up quite often. Obviously, a lot…

Using KiwiSaver For Buying Your First Home

Using KiwiSaver For Buying Your First Home

James PuahJan 10, 2024

I get asked often if using KiwiSaver for buying your first home is possible. It is, but there appears to be some confusion about this…

Does A Student Loan Affect Getting A Mortgage

Does A Student Loan Affect Getting A Mortgage

James PuahNov 28, 2023

First home buyers often asks “does a student loan affect getting a mortgage” and if they can. The answer is YES your student loan does…

Does Debt Affect Getting A Mortgage?

Does Debt Affect Getting A Mortgage?

James PuahNov 27, 2023

Having debt won’t automatically stop you from getting a mortgage, but to answer the question of does debt affect getting a mortgage then the answer…

What Makes A Good Home Loan?

What Makes A Good Home Loan?

James PuahNov 21, 2023

One of the key roles for a good mortgage adviser is to provide people on what makes a good home loan. There are other things…

My Top 6 Tips For First Home Buyer

My Top 6 Tips For First Home Buyer

James PuahJun 19, 2023

As a mortgage adviser I get to see a lot of people in varying situations that want to get their first home, and with that…

HSBC mortgage

Should I refinance my HSBC Mortgage now?

James PuahJun 13, 2023

Today HSBC says it has stopped accepting any new retail banking customers in New Zealand and will be telling existing customers to start engaging with…

first home buyers using first home loans

First Home Buyers Use First Home Loans

James PuahMay 17, 2023

In the past year we have certainty seen a big increase in people applying for the First Home Loans which is backed by Kainga Ora.…