My Blog by James Puah

I get asked often if using KiwiSaver for buying your first home is possible. It is, but there appears to be some confusion about this…

First home buyers often asks “does a student loan affect getting a mortgage” and if they can. The answer is YES your student loan does…

Having debt won’t automatically stop you from getting a mortgage, but to answer the question of does debt affect getting a mortgage then the answer…

One of the key roles for a good mortgage adviser is to provide people on what makes a good home loan. There are other things…

As a mortgage adviser I get to see a lot of people in varying situations that want to get their first home, and with that…

Today HSBC says it has stopped accepting any new retail banking customers in New Zealand and will be telling existing customers to start engaging with…

In the past year we have certainty seen a big increase in people applying for the First Home Loans which is backed by Kainga Ora.…

This was a couple that contacted me, after they had already been to the bank and been told that they cannot afford a home. We…

Over the past years as a mortgage adviser, I’ve seen plenty of times where short-term bridging finance loans have helped people manage their way through…