My Blog by James Puah

What low deposit options are there? Most first home buyers do not have a 20% deposit and so ask if it’s worth making the effort…

Revolving credit and offset home loans are two options that can help you manage your home loan and ultimately save a huge amount of interest:…

Can you use your Australian super for your house deposit? As a mortgage adviser, it’s a question that pops up quite often. Obviously, a lot…

I get asked often if using KiwiSaver for buying your first home is possible. It is, but there appears to be some confusion about this…

First home buyers often asks “does a student loan affect getting a mortgage” and if they can. The answer is YES your student loan does…

Having debt won’t automatically stop you from getting a mortgage, but to answer the question of does debt affect getting a mortgage then the answer…

One of the key roles for a good mortgage adviser is to provide people on what makes a good home loan. There are other things…

As a mortgage adviser I get to see a lot of people in varying situations that want to get their first home, and with that…

Today HSBC says it has stopped accepting any new retail banking customers in New Zealand and will be telling existing customers to start engaging with…