Bank Said “NO” They Cannot Afford A Home
This was a couple that contacted me, after they had already been to the bank and been told that they cannot afford a home. We…
Short Term Bridging Finance Loans Can Help
Over the past years as a mortgage adviser, I’ve seen plenty of times where short-term bridging finance loans have helped people manage their way through…
Five Ways To Pay Off Your Mortgage Early
So you want to pay off your mortgage faster – don’t we all… For most Kiwis, the mortgage will be the largest financial commitment that…
First Home Buyers? Do this first.
Buying your first home is not easy and there is plenty to think about both before and after you apply for a home loan or…
Don’t Let The Banks Link Your Properties
When you own more than one property the bank will want to link your properties, and while it is the easy option it is not…
Mortgage Strategy: Low Loan Rates
I am seeing many financial commentators now starting to talk about inflation and therefore interest rate increases, which of course means higher home loan rates.…
Low Deposit Home Loans? Yes!
You might speak to your bank about low deposit home loans and find they cannot help, but that does not mean there are not options…
What Is A Revolving Credit Mortgage?
A revolving credit mortgage works like a large overdraft or credit card, and mortgage advisers will often use a revolving credit as part of the…
Ten Tips For First Home Buyers Using Their KiwiSaver
It’s hard for first home buyers these days and so I have put together my ten tips for first home buyers using their KiwiSaver in…