Property investment loans need to be structured differently to a standard home loan, but unfortunately most banks treat them the same.
As a mortgage adviser I deal with a lot of people that have or need property investment loans, and I know how to approach these correctly.
There are a lot of Kiwi Property Investors that have just one rental (investment) property, but many want to have more and this is where it becomes really important to get the finance structured correctly – and generally not all with one bank.
Flexibility is Key
When you need property investment loans you want them to be affordable, but also flexible.
Many accountants (and advisers) will suggest that a loan supporting investment should be interest only at least in the initial years.
Let’s Discuss Your Needs
If you need a property investment loan then we should discuss the options and what is important to you.
