So you want to pay off your mortgage faster – don’t we all… For most Kiwis, the mortgage will be the largest financial commitment that they will ever have. Unfortunately, …
First Home Buyers? Do this first.
Buying your first home is not easy and there is plenty to think about both before and after you apply for a home loan or start looking at houses. The …
Don’t Let The Banks Link Your Properties
When you own more than one property the bank will want to link your properties, and while it is the easy option it is not the best option. You need …
Mortgage Strategy: Low Loan Rates
I am seeing many financial commentators now starting to talk about inflation and therefore interest rate increases, which of course means higher home loan rates. As they say, “Where there …
First Home Partner
The Kāinga Ora Shared Home Ownership Scheme First Home Partner is a shared home ownership scheme administered by the Government Kāinga Ora (previously known as Housing New Zealand). It’s an …
What Is A Revolving Credit Mortgage?
A revolving credit mortgage works like a large overdraft or credit card, and mortgage advisers will often use a revolving credit as part of the overall mortgage. What is Revolving …
Ten Tips For First Home Buyers Using Their KiwiSaver
It’s hard for first home buyers these days and so I have put together my ten tips for first home buyers using their KiwiSaver in an effort to help. KiwiSaver …
First Home: Way to Buying a Suitable Home
Are you thinking about buying your First Home? Do you know there are ways you can buy a suitable home? When we started the Kiwi First Home Buyers Group over …
Stop Renting and Buy Your First Home
Stop renting and buy your first home this year. It’s not always easy to buy your first home but it’s not much fun renting either, especially if you believe that …
I Have Bad Credit And Need A Loan
Today I spoke with Deanna and she said “I have bad credit and need a loan”. I get inquiries every day, and not all of them will result in bank …