Banks can be very friendly when things are going well, but they can turn on you quickly if you get behind in your repayments – if you get into mortgage …
The Less Known Rules For The First Home Loan Scheme
When you look at the Kāinga Ora website you will find the basic rules for the First Home Loan Scheme, but there are some less well known one’s that are …
What Lenders Look For In Your Bank Statements
Lenders are now looking at spending and bank statements in more detail when assessing people for a mortgage approval. Previously you would be asked what you spend and your mortgage …
Low Deposit Options For Your First Home
What low deposit options are there? Most first home buyers do not have a 20% deposit and so ask if it’s worth making the effort to buy with a low …
First Home Buyers Use First Home Loans
In the past year we have certainty seen a big increase in people applying for the First Home Loans which is backed by Kainga Ora. It’s become more popular as …
Short Term Bridging Finance Loans Can Help
Over the past years as a mortgage adviser, I’ve seen plenty of times where short-term bridging finance loans have helped people manage their way through some difficult times, and this …
Five Ways To Pay Off Your Mortgage Early
So you want to pay off your mortgage faster – don’t we all… For most Kiwis, the mortgage will be the largest financial commitment that they will ever have. Unfortunately, …
Stop Renting and Buy Your First Home
Stop renting and buy your first home this year. It’s not always easy to buy your first home but it’s not much fun renting either, especially if you believe that …
I Have Bad Credit And Need A Loan
Today I spoke with Deanna and she said “I have bad credit and need a loan”. I get inquiries every day, and not all of them will result in bank …
Tips To Improve Chances For First Home Buyers
Buying your first home is not always that easy, so as a mortgage adviser I am sharing five tips to improve chances for first home buyers and enable them to …